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Growing Concerns: Car Loan Delinquencies Are on the Rise Across the U.S.
In recent months, financial analysts have raised alarms about a troubling trend in the U.S. economy: an increasing number of Americans...
6 days ago3 min read
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How to Get a Loan with Bad Credit: The Realities and Risks
Getting a loan with bad credit can feel like an uphill battle. When your credit score is low, it can be difficult to find lenders willing...
Mar 284 min read
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Mortgage Rates Are Dropping: What It Means for Homebuyers and Homeowners
In the world of real estate, one of the most significant factors influencing the housing market is the mortgage rate. Over the past few...
Mar 204 min read
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What’s My Credit Score if I Don’t Have Credit?
When it comes to managing your financial future, your credit score  plays a significant role. It’s the number that lenders, landlords,...
Mar 183 min read
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Building Your Credit Score After a 300: A Step-by-Step Guide
A credit score of 300 is the lowest possible score on most scoring models, and if you're there, you might feel overwhelmed by the idea of...
Mar 114 min read
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Why Checking Your Credit Report Matters – A Wake-Up Call for 27% of Americans
A recent study revealed that 27% of American adults do not check their credit reports at least once a year. This statistic might seem...
Mar 63 min read
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Why Does My Credit Score Go Down If I Pay Off My Credit?
If you've recently paid off a credit card or loan, you might have been expecting your credit score to rise. After all, paying off debt...
Mar 44 min read
40
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New Concerns: How Landlord Credit Reporting Could Impact Your Score
As more landlords begin using debt collectors to report unpaid rent to the credit bureaus, many consumers are finding themselves at risk...
Feb 274 min read
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Why Do You Need to Start Fixing Your Credit Score Now?
When it comes to your financial future, your credit score is one of the most important numbers that can shape your path. Yet, many people...
Feb 254 min read
46
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FICO to Incorporate Buy Now, Pay Later Data into Credit Scores: What It Means for Your Financial Future
In an exciting development for consumers, FICO has announced plans to incorporate Buy Now, Pay Later (BNPL) data into its credit score...
Feb 203 min read
48
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New Laws Affecting Credit Repair: What You Need to Know
In recent years, the credit repair industry has come under intense scrutiny due to the rise of scams and misleading practices. In an...
Feb 183 min read
41
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What Happens When the CFPB Shuts Down? Here's What You Need to Know and Where to Find Help
In February 2025, former President Donald Trump’s administration moved to shut down the U.S. Consumer Financial Protection Bureau (CFPB),...
Feb 133 min read
41
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The Challenges of Committing to Credit Repair
Committing to credit repair can often feel like an overwhelming and daunting task, especially for individuals who have struggled with...
Feb 113 min read
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FTC Sending $5 Million in Refunds to Victims of Deceptive Credit Card Debt Relief Scheme
The Federal Trade Commission (FTC) has announced a significant move to provide justice for victims of a deceptive credit card debt relief...
Feb 63 min read
54
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Your Essential Reminders Before Repairing Your Credit
Are you tired of seeing that dreaded "Credit Score" number hanging over your head? Perhaps you've already tried fixing it before, only to...
Feb 42 min read
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Servicemember Reports About Identity Theft Are Increasing: What You Need to Know
Identity theft is a growing concern in the U.S., and unfortunately, members of the military are not immune to it. In recent years, there...
Jan 303 min read
74
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How Cash-Out Refinances Can Improve Your Credit Score
A cash-out refinance can be a strategic financial move, especially when it comes to improving your credit score. By leveraging the equity...
Jan 282 min read
54
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How Long Can Delinquent Credit Card Debt Be Collected?
Dealing with delinquent credit card debt can be stressful and confusing, especially when you're unsure about how long creditors or...
Jan 233 min read
49
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CFPB Orders Equifax to Pay $15 Million for Improper Credit Report Investigations
In a significant step to protect consumers, the Consumer Financial Protection Bureau (CFPB) has ordered Equifax to pay $15 million for...
Jan 213 min read
51
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Big Relief for Credit Scores: CFPB’s New Rule Removes Medical Bills from Credit Reports
In a significant move to improve financial stability for millions of Americans, the Consumer Financial Protection Bureau (CFPB) has...
Jan 163 min read
49
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Why Do Credit Card Companies Reduce Your Credit Limit?
Credit cards are convenient financial tools, offering flexibility and rewards, but they also come with a responsibility to manage your...
Jan 144 min read
54
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Car Repossessions Surge 23%: What’s Driving the Increase?
In recent months, the rate of car repossessions has seen a significant spike, climbing by 23% compared to the same time last year. For...
Jan 94 min read
46
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Ending 2024 on a High Note: A Fresh Start to Your Credit Building Journey in 2025
As we close the chapter on 2024, it's the perfect time to reflect on our financial journeys and set ourselves up for success in the year...
Jan 73 min read
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Breaking the Cycle of Living Paycheck to Paycheck
In a world where financial pressure is ever-present, it’s no surprise that 40% of Americans are living paycheck to paycheck. For many,...
Dec 26, 20243 min read
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